How can I save money on my car insurance?

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Reader’s question:

How can I save money on my car insurance? (and don’t tell me to switch to Geico.)

-Philip

I wouldn’t dream of it Philip!
I wouldn’t dream of it Philip!
I don’t know if there’s one single answer for how to save money on your car insurance. I recommend looking for auto insurance on-line, certainly, because the more rates you can compare the better the chances of a good rate. But at the same time, there are other ways to save money on your car insurance than looking for the best auto car cheap insurance quote. You know what they say about a pound of prevention…

Here are some things you can do to keep your auto insurance rates low:

Safe driving is crucial. Being observant and driving the speed limit can go a long way towards protecting your wallet. The longer you go without a fender-bender or  ticket, the lower your premiums can go.

Ask for discounts. A lot of companies offer discounted young drivers car insurance for those students who have good report cards. There are also discounts if you insure more than one vehicle, or if you go longer than 6 months without an accident.

Try driving less. Car pooling and public transportation is good for the environment, and it reduces the amount of mileage you drive, which can lower your premiums.

Consider joining a car or van pool, or finding other transportation to work. If you reduce your driving mileage enough, you may lower your premiums.

GLJ