Will my frequent parking tickets affect my auto insurance rates?

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Reader’s question:

I have the curse of parking in places that seem to be good, but turn out to be “residents only” zones or 1 foot too close to a fire hydrant. Will my frequent parking tickets affect my auto insurance rates?

-Cullen

I can relate, Cullen!

While it’s true that auto insurance rates are affected by tickets, you are in luck. The best auto/car cheap insurance quote you can find will tell you: it’s only moving violations that count.

What are moving violations? These are ay sort of ticket you get when the car is in motion. Speeding tickets, running red lights, failing to wait three seconds at a stop sign. Parking in front of a fire hydrant? Spacey, sure, rude, maybe, but it isn’t indicative of dangerous driving behavior that could cause damage to yourself or to others. Nor does it show you’re financially irresponsible, like a bad credit score would. Therefore, as far as the insurance company is concerned, this is an invisible ticket.

Many auto insurance on-line companies will give you discounts if you have gone 3 years without an accident, and without a moving violation. So as long as your biggest problem are errant parking tickets, you’re insurance premiums should be relatively low!

GLJ