From the category archives:

car insurance

December 6, 2009

  • As a teenage driver, what can I do to get an insurance discount?

    HometownQuotes works with insurance companies across the country to help you find the best Car Insurance and lowest insurance quotes in your area.
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    Reader’s question:

    I’m only 17, and my dad recently gave me a beat-up truck. I’ve just moved up to Washington from Arizona, and I’m still not used to driving on [...]

November 25, 2009

  • Insurance won’t cover unidentified hit-and-run!

    HometownQuotes works with insurance companies across the country to help you find the best Car Insurance and lowest insurance quotes in your area.
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    Reader’s question:

    My mother got involved in a hit-and-run accident. Now her insurance won’t cover her because the driver of the car wasn’t identified. Can they do that?
    -Sharon
    I’m sorry to [...]

December 6, 2008

  • Will my frequent parking tickets affect my auto insurance rates?

    HometownQuotes works with insurance companies across the country to help you find the best Car Insurance and lowest insurance quotes in your area.
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    Reader’s question:

    I have the curse of parking in places that seem to be good, but turn out to be “residents only” zones or 1 foot too close to a [...]

November 25, 2008

  • I only have liability coverage. Does Gap insurance cover a total loss of my vehicle?

    HometownQuotes works with insurance companies across the country to help you find the best Car Insurance and lowest insurance quotes in your area.
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    Reader’s question:

    I bought my auto insurance on-line, and I only have liability insurance. Does Gap insurance cover a total loss of my vehicle? 
    -Emerson
    Good question, Emerson.
    Unfortunately, you’re completeled unprotected. Liabiliy [...]

November 17, 2008

  • I heard I don’t need Auto Insurance Coverage in Florida—is that true?

    HometownQuotes works with insurance companies across the country to help you find the best Car Insurance and lowest insurance quotes in your area.
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    Reader’s question:

    I heard I don’t need Auto Insurance Coverage in Florida—is that true?
    -Chad
    Like all rumors Chad, this one is partly true, but mostly not.
     
    Almost every state in the United [...]

  • I recently got a hardship drivers license. How does this affect my car insurance?

    HometownQuotes works with insurance companies across the country to help you find the best Car Insurance and lowest insurance quotes in your area.
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    Reader’s question:

    I recently got a hardship drivers license. How does this affect my car insurance?
    -V. Mellen
     
    A provisional driver’s license or a learner’s permit are terrifying for parents—and insurance companies! [...]

November 6, 2008

  • How can I save money on my car insurance?

    HometownQuotes works with insurance companies across the country to help you find the best Car Insurance and lowest insurance quotes in your area.
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    Reader’s question:

    How can I save money on my car insurance? (and don’t tell me to switch to Geico.)
    -Philip
    I wouldn’t dream of it Philip!
    I wouldn’t dream of it Philip!
    I don’t [...]

  • Why are my auto insurance rates still so high?

    HometownQuotes works with insurance companies across the country to help you find the best Car Insurance and lowest insurance quotes in your area.
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    Reader’s question:

    I’m a perfect candidate for an auto-car cheap insurance quote—I’m a married mother of two, I live in a town of 300, and I usually only drive to [...]

  • Should I bother making an auto insurance claim?

    HometownQuotes works with insurance companies across the country to help you find the best Car Insurance and lowest insurance quotes in your area.
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    Reader’s question:

    I had a small accident, but nothing severe. Will my claim affect my auto insurance premium? Should I even bother making a claim?
    -P.A.
    This is a question I think [...]

  • Can a no-fault collision raise your insurance rates?

    HometownQuotes works with insurance companies across the country to help you find the best Car Insurance and lowest insurance quotes in your area.
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    Reader’s question:

    A lot of insurance companies claim not to raise premiums with a no-fault accident, but I’ve heard any kind of claim can raise your insurance rates. What’s the [...]

November 5, 2008

  • Can I drive legally without insurance?

    HometownQuotes works with insurance companies across the country to help you find the best Car Insurance and lowest insurance quotes in your area.
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    Reader’s question:

    Can I drive legally without insurance?
    -Joyce
    Sorry Joyce,
    It is absolutely illegal to drive without insurance. At the barest minimum, you need auto liability insurance in the event you injure [...]

  • What is covered by the standard auto insurance policy?

    HometownQuotes works with insurance companies across the country to help you find the best Car Insurance and lowest insurance quotes in your area.
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    Reader’s question:

    What is covered by the standard auto insurance policy?
    -Joan
    Good question, Joan.
    When you’re looking for auto insurance on-line, you need to decide what come standard, what comes additional, and [...]

November 4, 2008

  • What should I do if my insurance company raises my rates?

    HometownQuotes works with insurance companies across the country to help you find the best Car Insurance and lowest insurance quotes in your area.
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    Reader’s question:

    My insurance company has jacked up my rates–the second time in less than a year. What should I do?
    -Alistair
    Good question, Alistair.
    If you’re insurance company has raised your rate [...]

  • Auto Insurance Terms Explained

    HometownQuotes works with insurance companies across the country to help you find the best Car Insurance and lowest insurance quotes in your area.
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    Reader’s question:

    There are so many auto insurance terms. Can you explain them to me?
    -Sarim
    Sarim, you’ve touched on something many of us struggle with.
    A lot of auto insurance terms are [...]

November 2, 2008

  • What affects the price of auto insurance?

    HometownQuotes works with insurance companies across the country to help you find the best Car Insurance and lowest insurance quotes in your area.
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    Reader’s question:

    I went searching for auto insurance on-line, and the quotes were really expensive. What affects the price of auto insurance?
    -Rick
    Well, Rick, there’s no one easy answer.
    I’d have to [...]

November 1, 2008

  • If I’m uninsured and the insured driver is liable, who pays?

    HometownQuotes works with insurance companies across the country to help you find the best Car Insurance and lowest insurance quotes in your area.
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    Reader’s question:

    If I am uninsured, and I get involved in a collision where the other person is at fault, will I have to pay for the repairs to my [...]